Basu, Sankarshan Das, Shubhabrata <br/><br/>
Markov chain based no -claim -discount system 

 - Bangalore  IIMB  2003 
 - 12 
 - Working paper No 211 .
<br/><br/> Duplicate copy bond with D658 IIMB-214 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Automobile insurance<br/>Vehicle insurance